American Academy of Pediatric Dentistry
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Professional Liability Coverage

Professional Liability insurance from Medical Protective. Comprehensive line of medical malpractice insurance covers the needs of individual physicians, dentists, physician partnerships, corporations and large group practices.

Formed in 1899, Medical Protective is the oldest professional liability carrier in the United States. With more than 80,000 policyholders, Medical Protective is also the largest insurer of physicians and dentists in the U.S. and is currently rated A+ by A.M. Best and AAA by Standard & Poor's.

Medical Protective's Strengths

• Distinguished reputation
• Early, aggressive defense
• Joint decision-making, "consent-to-settle" feature†
• Expert claims handling...proven winning results
• Strong balance sheet
• Innovative products and services

Coverage Highlights:

  • Primary medical professional liability coverage.
  • Occurrence and Claims-made coverage available.
  • Varying limits of liability are offered to qualifying physicians and dentists.
  • A wide range of coverage advantages including:
    • Defense of Medicare/Medicaid fraud accusations (limited defense).
    • Defense of disciplinary, licensure or similar administrative hearings*
    • Part-time and prior acts coverage options may be available.
    • Locum Tenens coverage available.
    • Free reporting endorsement at retirement at age 55 after five years of coverage*.
    • Free reporting endorsement provided immediately upon death or disability*.
    • Flexibility in arranging for educational leave, sabbaticals, short-term disability, out-of-state employment.
    • Coverage for professional services rendered as part of peer review or committee responsibilities.

Discounts & Credits

Professional liability discounts for new practitioners, part-timers and those who have excellent past claims history:

  • Loss free credits available
  • Part-time credits available
  • New-to-practice discounts available
  • Risk management premium credit applicable for three years upon successful completion of an educational program, available through seminars, home study or online programs (for doctors currently in the first year of earning risk management premium credit, no further credit can be applied).

Professional Liability coverage is underwritten by The Medical Protective Company unless otherwise indicated. The Medical Protective Company is licensed in all states and the District of Columbia.

*Product availability varies based upon business and regulatory approval. †Medical Protective can offer physicians and dentists the right to written consent before settling a claim. Contact your Medical Protective representative and see if you are eligible to receive this important provision at your location.

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